Bankruptcy Start-Up Packet - Can Be Used for Chapter 7 or Chapter 13.
Your Name
First
Middle
Last
Age
Date of Birth
Social Security #
Marital Status
Married
Single
Separated
Divorced
Widowed
Are you both filing for Bankruptcy?
Yes
No
Spouse's Name
First
Last
Spouse's Age
Spouse's Social Security #
Cell Phone
Home Phone (If different from cell)
Email Address
Current Address
Street Address
Address Line 2
City
State / Province / Region
ZIP / Postal Code
Country
Who owns the property?
I/we
Landlord
Family
Friend
Do you presently own; are you buying; or are you involved as a part owner in any real estate (home, land, cottage, rental unit)?
Yes
No
Real Estate (Your House)
Address of property
Street Address
Address Line 2
City
State / Province / Region
ZIP / Postal Code
Country
Is this your residence?
Yes
No
Year Bought
Price Paid
Present fair market value
Present balance owed on property mortgage, land contract, or liens
Name of Mortgage Company
Whose names are on deed?
State Equalized Value
Have you owned any other REAL ESTATE in the past 5 years?
Yes
No
Vehicles
Are you buying, or do you currently own or lease any cars, trucks, mobile homes, boats, motorcycles, snowmobiles, or recreational vehicles?
Yes
No
Please list ALL CARS OWNED (even old ones, click + to add more):
Year
Make and Model
Lease or Purchase
Name(s) on Title
Keep or give back
Present Value
Amount owed
Creditor
Personal Property
Property that you currently own that you will keep. Do not leave blank, estimate the value of all possessions. It is important that you list all property you own, so that I can exempt or protect it from the hands of your creditors. The law is very generous in what you are allowed to keep. I will inform you if your assets are over the limit.
Deposits in any bank or credit union (click + to add multiple)
Location
Checking/Savings
Amount
Security Deposits with Landlord or management co.
With whom?
For What?
Value
Property Value
Please place the total value if applicable into the boxes below for each item listed. All values should be approximate values you could get if you sold the property at a garage sale or advertised in the newspaper.
Household furniture
Appliances
Electronics
Rings
Necklaces
Bracelets
Clothing
Furs
Firearms
Valuable Collections
Sports/Hobby Equipment
Tools
Life Insurance Policies with Cash Value
Stocks
Bonds
IRAs
401K Plans
Pension Plan
Thrift savings at work
Anticipated tax refund due
Child support owed to you
Any lawsuits for injury/accident, workers' comp claim, or claims for money against anyone or expected inheritance in probate court?
Income
Occupation (Job Title)
Employer
Employer's Address
Street Address
Address Line 2
City
State / Province / Region
ZIP / Postal Code
Country
Your Employment Information
How long Employed? Years
Months
Pay Rate/Hour
Hrs. Week
Full Monthly Gross Income
Full Monthly take Home (After Taxes)
Spouse's Occupation (Job Title)
Spouse's Employer
Spouse's Employer's Address
Street Address
Address Line 2
City
State / Province / Region
ZIP / Postal Code
Country
Spouse's Employment Information
How long Employed? Years
Months
Pay Rate/Hour
Hrs. Week
Full Monthly Gross Income
Full Monthly take Home (After Taxes)
Are Union Dues deducted from your pay? If yes, how much per month?
Is Child Support deducted from your pay? If yes, how much per month?
Is Insurance or Parking or Uniforms deducted from your pay? If yes, how much per month?
Current dependents (include children you pay child support for and your spouse, if not working, click + to add more)
Age
Relation (ie. son, daughter, etc.)
Monthly Living Expenses
Please provide me with your average monthly living expenses. Do not list any debts that you are paying on that you will stop paying when your bankruptcy case is filed, such as a car that is being returned, etc.
Amount in $
Rent
Mortgage Payment
Second Mortgage
Electric /Heating
Water & Sewer
Phone
Cable
Food
Clothing
Laundry
School Tuition
Medical /Dental
Home Security
Internet
Hair care /personal /misc.
Car Payment /Lease
Car Insurance
Transportation (gas, oil, car washes)
Recreation
Charity
Other Insurance
Life Insurance
Property Taxes
Child Support
Alimony
Day Care
Tobacco
Loan Payment
Pet food /care
Children's Activities
Other expenses, specify
Income From Employment
How much money did you make so far this year, last year, and the year before. This is required information; do your best to estimate the amount.
Year-to-Date Gross Income
Gross Income Last Year
Gross Income Two years Ago
Spouse's Income From Employment
Year-to-Date Gross Income
Gross Income Last Year
Gross Income Two years Ago
Income Other Than From Employment
Describe ADC-FIA, Social Security, Unemployment, Disability Insurance, Child Support, etc.
This Year
Last Year
Two Years Ago
Spouse's Income Other Than From Employment
This Year
Last Year
Two Years Ago
Do you collect Child Support now? If so, how much on average per month?
The Following Questions Will Help Me Analyze Your Case
Have you or your spouse ever filed bankruptcy before? If so, state when and where. Include chapter and case number, if available.
Are there any garnishments or other court actions such as divorce going on at this time? If so, please provide the full name of the creditor suing you, the court address in which the action is pending, and the case number.
Have you had any property repossessed or foreclosed on within the last two (2) years? If so, please give the name of the creditor and the property taken and the approximate date it was taken.
Have you sold or transferred (by sale or gift), any items of real or personal property within the last two (2) years? If so, please indicate the item that was given, the value of the item, and the person to whom it was given, and if they are related, please provide their name and address.
Have you lived at any other address within the last three (3) years? If so, please provide the full address and the approximate date you lived at this address. (From when till when-month/year, e.g. from 4/95 to 8/98)
Have you owned a business or been self-employed within the last six years? If so, please provide the years of operation and the amount of profit for each year.
Have you made any large payments, $600 or more, to any family member, close friend, or business partner that you owed money to in the last year? If so, give name, date, and amount.
Have you closed any bank accounts or safety deposit boxes within the last year or suffered any losses from fire, theft or casino gambling? If so, please indicate what.
Do you presently lease any property? If so, please indicate what is leased and from whom, such as a car or apartment/house. Provide the complete address of the landlord, if you signed a lease.
Is anyone, other than your spouse, liable for any of the debts you listed? If so, please provide the name and complete address of any co-signers and the debt upon which they co-signed.
Briefly state any reason causing you to file Bankruptcy at this time. (e.g. loss of job or overtime, illness, accident or disability, divorce, repossession, garnishment, death of spouse, or just poor financial planning credit card interest.)
Listing Your Creditors
The most important rule in filling out the next section is that you try to list every debt you owe. I will pull a bankruptcy specific credit report which will contain most, if not all of your creditors, I will cross check this report with the list that you provide. Please do your best to try to list all your debts. The law says that even if you forget to list a creditor, the money you owe them is still wiped out. Listing a debt does not automatically mean you want to discharge that debt. Many debts you will want to keep, such as a mortgage or car loan. The debt must still be listed so that the trustee can see your whole financial picture. On the following pages, list the FULL NAME AND ADDRESS, INCLUDING THE ZIP CODE of each of your creditors. In the alternative to listing each debt individually, you may provide my office with all collection letters, credit card statements, medical bills, summons & complaints, judgments, etc. YOU MUST LIST ALL PERSONS AND COMPANIES YOU OWE MONEY TO EVEN IF YOU WANT TO KEEP THE DEBT. This includes your obligations under a car lease, apartment lease, car loans, home mortgages, furniture financing, etc. If an account has been turned over to a collection agency or attorney, please list the name and address of both the creditor and the name and address of the collection agency or attorney. This ensures notices will be sent to both agencies to stop them from harassing you. If you are a co-signer for someone on a particular debt, be sure to list this also. If you have a co-signer on a debt, note this in the reason for debt section.
Click + to add a new creditor - If a husband and wife are both filing this bankruptcy, put a ‘H’ for debts where only the husband is liable, ‘W’ where only the wife is liable, ‘J’ (Joint) if both are liable, and 'C' if there's a cosigner. The most important information I need, is the complete address of the creditor. You don’t need the exact amount you owe and you don’t necessarily need the account number. List it even if you don’t know how much you owe. Note: Pressing the enter button in this column will attempt to submit the form! Please leave creditor addresses in a single line.
Creditor Name
Address
ZIP
Amount Owed
Kind of debt (credit card, medical, car loan, etc.)
